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We offer a range of Residential and Buy to Let mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.

The Bank of Ireland Standard Variable Rate is currently 7.44%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 04/07/2025.

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New Business Products

75% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 3.99% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJBW
2 years 4.09% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHTZ
2 years 4.14% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJBX
2 years 4.29% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHND
2 years 4.34% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJBY
2 years 4.45% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHNE
3 years 4.14% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.7% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJBZ
3 years 4.19% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCA
3 years 4.24% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.7% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCB
3 years 4.39% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHTE
3 years 4.44% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHTG

80% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.25% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJCC
2 years 4.40% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJCD
3 years 4.37% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCE
3 years 4.41% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHTH
3 years 4.49% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCG
3 years 4.54% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHTJ

80% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.14% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHUA
2 years 4.19% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHUB
2 years 4.25% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHUC
2 years 4.39% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHNH
2 years 4.50% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHNJ
3 years 4.29% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCH
3 years 4.35% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHTK
3 years 4.39% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCJ
3 years 4.41% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHTL
3 years 4.49% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCK
3 years 4.54% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHTN
5 years 4.28% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.3% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJCL
5 years 4.35% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.3% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJCN

85% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.16% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHUD
2 years 4.21% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHUE
2 years 4.39% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHNN
2 years 4.54% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHNP
3 years 4.24% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCP
3 years 4.25% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHUG
3 years 4.29% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCQ
3 years 4.31% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHUH
3 years 4.44% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCR
3 years 4.49% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.9% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHTP
3 years 4.54% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCS
3 years 4.59% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.9% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHTQ
5 years 4.30% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.4% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJCT
5 years 4.39% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.4% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJCU
5 years 4.49% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.4% APRC £495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHNS
5 years 4.50% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.5% APRC £995
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJCV
5 years 4.50% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.5% APRC £995
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJCW
5 years 4.55% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.4% APRC £0
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHNT
5 years 4.67% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.5% APRC £995
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHQE

85% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.29% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHNU
2 years 4.39% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHNV
2 years 4.49% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHNW
2 years 4.64% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHNX
3 years 4.25% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCX
3 years 4.33% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCY
3 years 4.36% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.9% APRC £1495
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHTR
3 years 4.43% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.9% APRC £995
  • £300 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHTS
3 years 4.44% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJCZ
3 years 4.49% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHTT
3 years 4.54% Fixed until 30/11/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2027, then 2% until 30/11/2028 AJDA
3 years 4.59% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AHTU
5 years 4.25% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.4% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDB
5 years 4.29% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.3% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDC
5 years 4.34% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.3% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDD
5 years 4.44% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.4% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDE
5 years 4.45% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.5% APRC £1495
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHPC
5 years 4.47% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.4% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHPD
5 years 4.52% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.4% APRC £495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHPE
5 years 4.59% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.4% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHPG
7 years 4.59% Fixed until 30/09/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.2% APRC £1495
  • Standard Valuation Fee Paid by Lender
  • Standard legal fees paid by Lender (for remortgages only)
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2029, then 3% until 30/09/2031, then 2% until 30/09/2032 AHPH

89% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.39% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £995
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHPJ
2 years 4.47% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £995
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHPK

90% LTV | Residential Fixed Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.59% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHPN
2 years 4.75% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHPP
3 years 4.55% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.8% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AJAA
3 years 4.66% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.9% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AJAB
5 years 4.44% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.4% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDG
5 years 4.47% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.4% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AJAC
5 years 4.50% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.4% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDH
5 years 4.54% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.4% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AJAD
7 years 4.70% Fixed until 30/09/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.2% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 30/09/2029, then 3% until 30/09/2031, then 2% until 30/09/2032 AHPU

90% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
5 years 4.74% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.5% APRC £0
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDJ
5 years 4.74% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.5% APRC £0
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDK
5 years 4.80% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.5% APRC £0
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHQG
5 years 4.80% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.5% APRC £0
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHQH

95% LTV | Residential Fixed Rates | For Purchases Only

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
2 years 4.90% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.1% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJDL
2 years 5.05% Fixed until 30/11/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.2% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/11/2026, then 2% until 30/11/2027 AJDN
2 years 5.14% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.2% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHPV
2 years 5.29% Fixed until 30/09/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.2% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2026, then 2% until 30/09/2027 AHPW
3 years 4.92% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AJAE
3 years 5.05% Fixed until 30/09/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 7.0% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 3% until 30/09/2027, then 2% until 30/09/2028 AJAG
5 years 4.80% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.5% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDP
5 years 4.89% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.6% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDQ
5 years 4.99% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.6% APRC £0
  • Standard Valuation Fee Paid by Lender
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHPZ
5 years 5.08% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.7% APRC £0
  • £500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHQA
5 years 5.14% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.7% APRC £0
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDR
5 years 5.14% Fixed until 30/11/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.7% APRC £0
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 30/11/2027, then 3% until 30/11/2029, then 2% until 30/11/2030 AJDS
5 years 5.25% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.7% APRC £0
  • £1,500 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £100,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHQJ
5 years 5.25% Fixed until 30/09/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.44% variable 6.7% APRC £0
  • £3,000 Cashback paid to solicitor with advance
  • Standard Valuation Fee Paid by Lender
  • Minimum Loan £250,000
  • Repayment Methods: Capital Repayment
 4% until 30/09/2027, then 3% until 30/09/2029, then 2% until 30/09/2030 AHQK

85% LTV | Residential Variable Rates

Print products
Term Rate Description Overall cost of comparison Product Fee Features Early Repayment Charges (% of the sum repaid) Code
Standard Variable rate 7.44% Variable which is our Standard Variable Rate for the entire mortgage term 7.7% APRC £0 Repayment Methods: Capital Repayment No Early Redemption Charges. MTX

Buy to Let Top Slicing now available

Boost your client’s borrowing power with:

  • loan sizes up to £750,000
  • a minimum 100% rental income cover
  • 5+ year products stress rate: The higher of 4.5% or product pay rate +1%
Find out more about Buy to Let
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