New Business Products

Find the right products to suit your clients’ needs. For existing mortgage customers, see our product transfer and further advance product pages.

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New Business Products

We offer a range of Residential and Buy to Let mortgages, giving your clients greater choice. Use the filters below to find the right product for your client.

The Bank of Ireland Standard Variable Rate is currently 7.64%. The Lending Fee is £195 (due on completion, but can be deferred until mortgage is fully repaid). All information correct as at 02/04/2025.

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75% LTV | Residential Fixed Rates
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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 years	4.64% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.3% APRC	£495	£300 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGVT
2 years	4.74% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.3% APRC	£0	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGVU
3 years	4.64% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.1% APRC	£495	£300 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGVV
3 years	4.70% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.0% APRC	£0	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGVW

80% LTV | Residential Fixed Rates | For Purchases Only
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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 years	4.57% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.3% APRC	£995	£300 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGTR
2 years	4.67% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.3% APRC	£495	£300 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGTS
2 years	4.84% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.3% APRC	£0	£300 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGTT
3 years	4.66% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.1% APRC	£495	£300 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGTV
3 years	4.76% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.1% APRC	£0	£300 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGTW

80% LTV | Residential Fixed Rates
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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 years	4.50% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.3% APRC	£1495	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGTX
2 years	4.59% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.3% APRC	£995	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGVX
2 years	4.74% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.3% APRC	£495	£300 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGTY
2 years	4.84% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.3% APRC	£0	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGVY
3 years	4.59% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.0% APRC	£995	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGVZ
3 years	4.67% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.1% APRC	£495	£300 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGWA
3 years	4.76% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.1% APRC	£0	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGTZ

85% LTV | Residential Fixed Rates | For Purchases Only
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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 years	4.62% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.3% APRC	£995	£300 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGWB
2 years	4.75% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.3% APRC	£495	£300 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGWC
3 years	4.68% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.1% APRC	£495	£300 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGUA
3 years	4.79% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.1% APRC	£0	£300 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGUB

85% LTV | Residential Fixed Rates
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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 years	4.64% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.4% APRC	£1495	£300 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGWD
2 years	4.73% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.4% APRC	£995	£300 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGWE
2 years	4.83% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.3% APRC	£495	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGWG
2 years	4.99% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.3% APRC	£0	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGWH
3 years	4.69% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.1% APRC	£1495	£300 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGWJ
3 years	4.75% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.1% APRC	£995	£300 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGWK
3 years	4.80% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.1% APRC	£495	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGUG
3 years	4.89% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.1% APRC	£0	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGUH
5 years	4.64% Fixed	until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.7% APRC	£1495	£500 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030	AGWL
5 years	4.75% Fixed	until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.6% APRC	£0	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Minimum Loan £100,000 Repayment Methods: Capital Repayment	4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030	AGWN
7 years	4.70% Fixed	until 30/06/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.3% APRC	£1495	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Minimum Loan £100,000 Repayment Methods: Capital Repayment	4% until 30/06/2029, then 3% until 30/06/2031, then 2% until 30/06/2032	AGUJ

85% LTV | Residential Fixed Rates | For First Time Buyers Only
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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
5 years	4.94% Fixed	until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.8% APRC	£995	£3,000 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £300,000 Repayment Methods: Capital Repayment At least 1 applicant needs to be a first time buyer	4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030	AGXD

89% LTV | Residential Fixed Rates | For Purchases Only
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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 years	4.85% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.4% APRC	£995	Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGWP
2 years	4.94% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.4% APRC	£995	£500 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGWQ

90% LTV | Residential Fixed Rates
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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 years	5.07% Fixed	until 31/05/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.4% APRC	£0	Standard Valuation Fee Paid by Lender Repayment Methods: Capital Repayment	3% until 31/05/2026, then 2% until 31/05/2027	AGNN
2 years	5.17% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.4% APRC	£0	£500 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGWR
3 years	4.99% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.1% APRC	£0	Standard Valuation Fee Paid by Lender Repayment Methods: Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGXX
3 years	5.10% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.2% APRC	£0	£500 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGXY
5 years	4.84% Fixed	until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.7% APRC	£0	Standard Valuation Fee Paid by Lender Repayment Methods: Capital Repayment	4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030	AGWU
7 years	4.89% Fixed	until 30/06/2032 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.4% APRC	£0	Standard Valuation Fee Paid by Lender Repayment Methods: Capital Repayment	4% until 30/06/2029, then 3% until 30/06/2031, then 2% until 30/06/2032	AGUN

90% LTV | Residential Fixed Rates | For First Time Buyers Only
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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
5 years	5.12% Fixed	until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.8% APRC	£0	£1,000 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment At least 1 applicant must be a first time buyer to be eligible for this product	4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030	AGXE
5 years	5.12% Fixed	until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.8% APRC	£0	£2,000 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £200,000 Repayment Methods: Capital Repayment At least 1 applicant must be a first time buyer to be eligible for this product	4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030	AGXG
5 years	5.12% Fixed	until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.8% APRC	£0	£3,000 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £300,000 Repayment Methods: Capital Repayment At least 1 applicant must be a first time buyer to be eligible for this product	4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030	AGXH

95% LTV | Residential Fixed Rates | For Purchases Only
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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 years	5.44% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.4% APRC	£0	Standard Valuation Fee Paid by Lender Repayment Methods: Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGWV
2 years	5.60% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.5% APRC	£0	£500 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGWW
3 years	5.34% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.2% APRC	£0	Standard Valuation Fee Paid by Lender Repayment Methods: Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGXZ
3 years	5.44% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.3% APRC	£0	£500 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGYA
5 years	5.15% Fixed	until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.8% APRC	£0	Standard Valuation Fee Paid by Lender Repayment Methods: Capital Repayment	4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030	AGLA
5 years	5.23% Fixed	until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.9% APRC	£0	£500 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030	AGLB

95% LTV | Residential Fixed Rates | For First Time Buyers Only
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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
5 years	5.42% Fixed	until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.9% APRC	£0	£1,000 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment At least 1 applicant must be a first time buyer to be eligible for this product	4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030	AGXJ
5 years	5.42% Fixed	until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.9% APRC	£0	£2,000 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £200,000 Repayment Methods: Capital Repayment At least 1 applicant must be a first time buyer to be eligible for this product	4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030	AGXK
5 years	5.42% Fixed	until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.9% APRC	£0	£3,000 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £300,000 Repayment Methods: Capital Repayment At least 1 applicant must be a first time buyer to be eligible for this product	4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030	AGXL

85% LTV | Residential Variable Rates
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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
Standard Variable rate	7.64% Variable	which is our Standard Variable Rate for the entire mortgage term	7.9% APRC	£0	Repayment Methods: Capital Repayment	No Early Redemption Charges.	MTX

85% LTV | First Start Fixed Rates | For Purchases Only
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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
5 years	4.84% Fixed	until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.6% APRC	£1495	£500 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £100,000 Repayment Methods: Capital Repayment	4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030	AGWX

90% LTV | First Start Fixed Rates | For Purchases Only
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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
5 years	5.04% Fixed	until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.6% APRC	£0	Standard Valuation Fee Paid by Lender Repayment Methods: Capital Repayment	4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030	AGWY

95% LTV | First Start Fixed Rates | For Purchases Only
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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
5 years	5.35% Fixed	until 31/05/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.8% APRC	£0	Standard Valuation Fee Paid by Lender Repayment Methods: Capital Repayment	4% until 31/05/2027, then 3% until 31/05/2029, then 2% until 31/05/2030	AGLE

75% LTV | Buy to Let Green Fixed Rates | ICR (Interest Cover Ratio)
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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 years	4.60% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.2% APRC	£995	Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGUR
2 years	4.65% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.3% APRC	£995	Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B £500 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £50,000 Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGUS
3 years	4.69% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.9% APRC	£995	Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGXN
3 years	4.74% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.0% APRC	£995	Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B £500 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £50,000 Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGXP
5 years	4.75% Fixed	until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.5% APRC	£995	Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Repayment Methods: Interest Only, Part & Part, Capital Repayment	4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030	AGUT
5 years	4.80% Fixed	until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.6% APRC	£995	Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B £500 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £50,000 Repayment Methods: Interest Only, Part & Part, Capital Repayment	4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030	AGUU

75% LTV | Buy to Let Green Fixed Rates | Top Slicing
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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 years	4.70% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.2% APRC	£995	Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGUV
2 years	4.75% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.3% APRC	£995	Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B £500 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £50,000 Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGUW
5 years	4.75% Fixed	until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.5% APRC	£1495	Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Repayment Methods: Interest Only, Part & Part, Capital Repayment	4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030	AGUX
5 years	4.80% Fixed	until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.6% APRC	£1495	Property must have either a Predicted Energy Assessment or current valid Energy Performance Certificate with a rating of A or B £500 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £50,000 Repayment Methods: Interest Only, Part & Part, Capital Repayment	4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030	AGUY

60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio)
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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 years	4.60% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.3% APRC	£995	£250 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £50,000 Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGUZ
2 years	4.75% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.2% APRC	£495	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGVA
3 years	4.69% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.0% APRC	£995	£250 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £50,000 Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGXQ
3 years	4.79% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.9% APRC	£495	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGXR

75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio)
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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 years	4.65% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.2% APRC	£995	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGVB
2 years	4.65% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.3% APRC	£995	£250 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £50,000 Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGVC
2 years	4.80% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.2% APRC	£495	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGVD
3 years	4.70% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.0% APRC	£1495	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGXS
3 years	4.74% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.9% APRC	£995	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGXT
3 years	4.74% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.0% APRC	£995	£250 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £50,000 Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGXU
3 years	4.85% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.9% APRC	£495	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGXV
3 years	4.94% Fixed	until 30/06/2028 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.0% APRC	£0	Standard Valuation Fee Paid by Lender Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2027, then 2% until 30/06/2028	AGXW
5 years	4.80% Fixed	until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.5% APRC	£995	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Repayment Methods: Interest Only, Part & Part, Capital Repayment	4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030	AGVE
5 years	4.85% Fixed	until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.5% APRC	£495	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Repayment Methods: Interest Only, Part & Part, Capital Repayment	4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030	AGVG
5 years	4.90% Fixed	until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.5% APRC	£0	Standard Valuation Fee Paid by Lender Repayment Methods: Interest Only, Part & Part, Capital Repayment	4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030	AGVH

60% LTV | Buy to Let Fixed Rates | Top Slicing
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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 years	4.57% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.3% APRC	£1495	£250 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £50,000 Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGVJ
2 years	4.67% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.2% APRC	£995	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGVK

75% LTV | Buy to Let Fixed Rates | Top Slicing
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Term	Rate	Description	Overall cost of comparison	Product Fee	Features	Early Repayment Charges (% of the sum repaid)	Code
2 years	4.60% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.3% APRC	£1995	£250 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £50,000 Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGVL
2 years	4.75% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.3% APRC	£995	£250 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £50,000 Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGVN
2 years	4.85% Fixed	until 30/06/2027 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	7.2% APRC	£495	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Repayment Methods: Interest Only, Part & Part, Capital Repayment	3% until 30/06/2026, then 2% until 30/06/2027	AGVP
5 years	4.75% Fixed	until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.6% APRC	£2495	Standard Valuation Fee Paid by Lender Standard legal fees paid by Lender (for remortgages only) Repayment Methods: Interest Only, Part & Part, Capital Repayment	4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030	AGVQ
5 years	4.80% Fixed	until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.6% APRC	£1495	£250 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £50,000 Repayment Methods: Interest Only, Part & Part, Capital Repayment	4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030	AGVR
5 years	4.85% Fixed	until 30/06/2030 followed by our Standard Variable Rate for the rest of the mortgage term. This is currently 7.64% variable	6.6% APRC	£995	£250 Cashback paid to solicitor with advance Standard Valuation Fee Paid by Lender Minimum Loan £50,000 Repayment Methods: Interest Only, Part & Part, Capital Repayment	4% until 30/06/2027, then 3% until 30/06/2029, then 2% until 30/06/2030	AGVS

Buy to Let Top Slicing now available

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loan sizes up to £750,000
a minimum 100% rental income cover
5+ year products stress rate: The higher of 4.5% or product pay rate +1%

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75% LTV | Buy to Let Green Fixed Rates | ICR (Interest Cover Ratio)

75% LTV | Buy to Let Green Fixed Rates | Top Slicing

60% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio)

75% LTV | Buy to Let Fixed Rates | ICR (Interest Cover Ratio)

60% LTV | Buy to Let Fixed Rates | Top Slicing

75% LTV | Buy to Let Fixed Rates | Top Slicing

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